D-XIRE Elite Tax · IRS account transcript

What Does IRS Transaction Code 570 Mean on Your Account Transcript?

IRS Transaction Code 570 generally indicates a freeze or pending account action that can pause the release of a refund or overpayment. The code alone does not identify the reason, confirm an income mismatch, or mean that an audit is happening.

Reviewed October 26, 2026. Check linked IRS sources for official instructions and current details.

What does TC 570 tell you?

TC 570 is associated with an account freeze or pending action, but its meaning depends on the full account and the reason the entry posted. IRS guidance describes situations in which a TC 570 stops or freezes a refund during a review or while an earlier review remains open. The number by itself does not reveal which situation applies to you.

Do not assume that a W-2 or 1099 mismatch, missing form, identity check, audit, or balance due caused the code. Those issues may require separate IRS notices or account entries. Read the transaction date, description, nearby codes, and any letter for the tax year shown.

What should you do next?

Check your IRS account transcript and mail for a notice. If the IRS sends a letter, follow the directions and deadlines in that letter. A CP05 notice, for example, can ask for more time to verify income, withholding, credits, or business income; TC 570 alone does not mean that a CP05 is coming.

Use the IRS Where’s My Refund? tool for current refund status. Do not send a transcript, Social Security number, or tax documents through the D-XIRE waitlist or free checklist forms.

What about Codes 571 and 846?

A later TC 571 can release a freeze in certain account situations. TC 846 records a refund issuance. Neither code is guaranteed to appear after TC 570, and TC 570 alone cannot predict when a refund will be issued or deposited.

Use the dates and surrounding entries on your own transcript, and rely on an IRS notice for any action the IRS requires from you.

Does Code 570 mean I am being audited?

No conclusion about an audit or additional tax can be made from TC 570 by itself. The IRS uses the code in more than one processing context. A notice or other account entries may provide details, so review the full record before drawing conclusions.

Keep the full account context. A transcript code is one part of your IRS account history. Avoid guessing at a cause or a refund date from one entry.

If your return includes several jobs or combines W-2 wages with contractor income, learn about Virtual Tax Preparation for W-2 Households & Mixed Income Filers.

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